Details fade within days — the time, the lane, what was said. Write it down now, while you still remember.Just take photos. NowAccident fills in the time, place, and GPS from your phone. That’s evidence, not memory.The police report decides who was at fault. If it’s wrong, you can correct it — and we’ll help you write it.Your insurer settles thousands of claims a year. Yours is one. A clear, dated record keeps the facts straight.Free. No signup. No ads. Your record is private to you — never sold, never shared with any insurance company.

Put your own account in front of the investigating officer

The officer's crash report becomes the version an insurer, an attorney and a court all start from, and it is usually written within a few days. This page helps you write a short, factual account of what you saw and get it to the responding agency while that report is still open — using the facts, photos, and case number already in your own record.

How it works

  1. Start from a record you already made. The date, time, location, other driver, plate, and case number come out of your own accident record. You do not retype them, and the statement cannot contradict the file it was built from.
  2. Identify the vehicles the way a crash report does. Crash reports number the vehicles and describe each one — direction, lane, damage. The page lays your vehicles out the same way, so an officer reading your account can line it up against the form in front of them.
  3. Write your account in six parts. Where you were going, what you saw, what you did, the impact, what happened immediately after, and what was said. Six short factual answers instead of one blank box, because a blank box is where an account turns into an argument.
  4. Send it while the report is still open. Save your record as a Case File, create a PDF version that includes your photos, and send it to the agency that responded — with the plain-text version for an agency email or online form.

Read this before you write anything

What you write is a statement. An insurer can obtain it, and it can be used in a claim or in court. Write only what you saw and did. Do not guess at speeds, distances, or what the other driver was thinking, and do not say who was at fault — that is the investigator's conclusion to reach, and a guess you wrote down is a guess you have to live with.

Your state may also require a report of your own within a set number of days when there are injuries or damage above a threshold. The page shows the rule for the state you select.

Why the timing matters

The officer's crash report is usually finished within a few days, and from then on it is the version an insurer, an attorney, and a court all start from. Correcting it afterwards is a request; adding to it while it is still open is just information. Start your accident record first — this page needs the facts and photos it holds.

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NowAccident is not a law firm and does not provide legal advice. General information only.