Details fade within days — the time, the lane, what was said. Write it down now, while you still remember.Just take photos. NowAccident fills in the time, place, and GPS from your phone. That’s evidence, not memory.The police report decides who was at fault. If it’s wrong, you can correct it — and we’ll help you write it.Your insurer settles thousands of claims a year. Yours is one. A clear, dated record keeps the facts straight.Free. No signup. No ads. Your record is private to you — never sold, never shared with any insurance company.

Insurers start from the police report. Make sure your account is in it.

NowAccident is a free tool for writing down what happened after a traffic accident, keeping the facts in one place, and turning them into a PDF you can hand to an insurer, a clinic, or an attorney. Your record is private to you.

How it works

  1. Step 1 — Vehicle and crash facts. Where and when it happened, how many vehicles were involved, the other driver and plate, whether police responded, whether a tow was needed, and the damage you can see. Photos and video stay on your own device.
  2. Step 2 — People and injuries. Who was in the vehicle, who reported being hurt, the symptoms in their own words, and any emergency or medical care received. Recorded as what was reported or observed — never as a diagnosis.
  3. Review and save. Read back everything from both steps, correct anything wrong, and save it as a numbered Case File in your account. Nothing reaches an account until you choose to save it.

What you can do with your record

  • Create a fixed PDF version of your record to hand to an insurer, a clinic, or an attorney.
  • Send a private, revocable share link instead of emailing your whole file around.
  • Keep adding to the record over time — insurance calls, medical visits, repairs, and out-of-pocket costs.
  • Edit a saved Case File later. Memory fades in days; a record does not.

What it costs, and who sees it

NowAccident is free to use and does not ask you to sign in before you start recording. Your record is private to you: nothing you write is published, ranked, or shown to other visitors, and no one is sold your accident as a lead.

If anyone is hurt or in danger, call 911 first. Then record what you remember, while you still remember it.

How a claim is processed

The first phone call, the fast offer, and the question about whether you really need a lawyer are steps in a process that was designed. The Playbook Files is a five-part series on that process, built on court opinions, regulator publications, and documents insurers released themselves.

  1. Part 1 — The Playbook Exists — What court records show about how one insurer redesigned its claims process
  2. Part 2 — The Number Was Never Yours — The software that decides what your injury is worth
  3. Part 3 — They Examined Two Million Claims. They Opened None of Them. — What the 2010 regulatory agreement found, what it could not find, and why the difference is your problem
  4. Part 4 — The Disclosure Gap — One company had to tell you. That ended in 2015. Here's what California still requires.
  5. Part 5 — Now It's an Algorithm Again — What changed by 2026 — and what didn't

Common questions

Is NowAccident free?
Yes. NowAccident is free to use, carries no advertising, and sells nothing. There is no paid tier, no trial, and no upsell. It is operated by Accilabs.
Do I need an account to start recording my accident?
No. You can start recording immediately and everything stays in your own browser. An account is needed only when you choose to save the record so you can return to it from another device.
Who can see my accident record?
Only you. Your record is private to you: it is never published, never listed, never shown to other visitors, and never sold as a lead. If you want to share it, you create a private link yourself and choose who gets it.
Can I give the police my own account of the accident?
Yes, and NowAccident helps you write it. The crash report an officer files is usually finished within days and becomes the version an insurer, an attorney, and a court all start from. An account that reaches the investigating agency while that report is still open carries the most weight, so the site builds one from the facts, photos, and case number already in your record.
Is NowAccident a law firm, or does it provide professional legal advisory services?
No. NowAccident is not a law firm and does not provide legal advice; it is a company that operates a free records management service solely for traffic accident victims. If a traffic accident victim seeks a lawyer to respond to an insurance company, we may provide other links related to lawyers, such as Google search links; however, whether or not the victim clicks on these links is entirely up to their own decision, and Accilabs is not involved in this at all.
What can I do with the record after I save it?
You can export a fixed PDF to hand to an insurer, a clinic, or an attorney; send a private, revocable share link instead of emailing the whole file; and keep adding to it over time as calls, appointments, repairs, and costs accumulate.

Give the police your own account

The crash report an officer files is usually finished within days and becomes the version an insurer, an attorney, and a court all start from. An account that reaches the investigating agency while that report is still open carries the most weight. Complete your police statement using the facts, photos, and case number already in your record.

Why a record made here holds up

  • Your photo keeps what the camera put in it. A photo saved to your account is stored exactly as your camera wrote it — not re-compressed, not stripped — so the time and location the camera recorded stay inside the file, and a SHA-256 fingerprint of it is recorded when it is stored.
  • Written now, dated now. Every entry carries the date and time you wrote it.
  • A version you create cannot change afterwards. A PDF version is a frozen snapshot with its own content hash, so the document you hand over stays exactly as you handed it over.

NowAccident is not a law firm and cannot tell you how any document will be treated in a claim or a court. What the site can do is make sure the record exists, is dated, and has not changed since you made it.

Accident information by state

Deadlines, reporting rules, and insurance basics differ by state. Read the State Accident Guides for general information about the state your crash happened in.

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NowAccident is not a law firm and does not provide legal advice. General information only.