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Texas

Texas Car Accident Information

Browse source-backed guides about preserving records and understanding state-specific accident procedures. These pages do not determine fault, coverage, compensation or legal outcomes.

State accident proceduresCar Accident Without Insurance in Texas: What Happens & What to DoUninsured in a Texas crash? You keep your right to sue — Texas has no Prop 213. Hit by an uninsured driver? Check your policy: UM/UIM is included unless you rejected it.State accident proceduresShould I Accept the First Insurance Settlement Offer After a Texas Car Accident?Every Texas offer hides a fault percentage — and at 51% the number becomes zero. What the first offer is really made of, and why UIM claims work differently here.State accident proceduresWhat Happens If You Don’t Report a Car Accident in Texas? (Penalties Explained)Texas has no DMV form to miss — the CR-2 died in 2017. But skipping the §550.026 police report or leaving the scene escalates from a $500 fine to a second-degree felony.State accident proceduresHow to Document a Car Accident in Texas: Photos, Notes & Evidence ChecklistA 12-photo checklist for a 51%-bar state, where one percentage point of fault erases your entire claim. Plus Texas's one-party consent recording rule and the CR-3 report.State accident proceduresHit and Run in Texas: What to Do If Someone Hits Your Parked Car or FleesThe 0–10 minute, 24-hour, 72-hour timeline. Texas §550.024 requires a written note on a parked car — leaving without one is a Class B misdemeanor at $200 damage.State accident proceduresHow Texas Car Accident Settlements Are Calculated (And Why ‘Average’ Numbers Mislead You)There is no reliable average Texas settlement. What decides value: the 51% bar, documented damages, policy limits, TTCA caps, and the Brainard rule on UIM claims.State accident proceduresDo I Have to Call the Police After a Minor Car Accident in Texas?Texas only requires a police report if someone is hurt or a vehicle cannot be driven away (§550.026). The CR-2 Blue Form is gone. Here is what is actually required.State accident proceduresIs Texas a No-Fault State? The 51% Rule and How Car Insurance Claims Really WorkTexas is an at-fault state with a 51% bar: one percentage point can zero out your entire claim. Plus 30/60/25 limits, PIP you may already have, and the UIM Brainard rule.State accident proceduresTexas Car Accident Statute of Limitations: How Long Do You Have to File? (2026)Texas gives you 2 years to sue (CPRC §16.003). But if a city vehicle was involved, some charters cut your notice deadline to 90 days — or less. Full deadline table.State accident proceduresWhat to Do After a Car Accident in Texas: A Step-by-Step Guide (2026)Texas killed the CR-2 Blue Form in 2017 — most guides still get this wrong. Here is what Chapter 550 actually requires, plus the 51% rule that can zero out your claim.

General information only. Verify current requirements with the cited government source or a qualified professional.